Pre-Approval

Serious homebuyers need to start the mortgage process by obtaining a pre-approval. A pre-approval is a formal written document that lenders issue after the broker reviews your income and asset documents, credit report and other documents. Most pre-approvals hold the rate for up 120 days and state the maximum mortgage amount you qualify for. This give you, the buyer, bargaining power when you are shopping for your home with your real estate agent.Apply now